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About

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Howard Murphy, B. Comm, CLU®, CH.F.C., RRC ®

Chartered Financial Consultant and Investment Representative

709-237-4122
709-237-5125
1-877-888-4125
hmurphy@murphyneil.ca

Howard Murphy began his career with Great West Life as a Gold Key advisor in 1990. He is licensed to sell life and health insurance, as well as registered to sell mutual funds through Quadrus Investment Services Limited. He also holds a Brokerage license through PPI Solutions. A graduate of Memorial University with a Bachelor of Commerce (Co-op) degree, Howard has since earned financial services designation of Chartered Life Underwriter (CLU®) , Chartered Financial Consultant (CH.F.C), and Registered Retirement Consultant (RRC®).  

Howard is a co-founder of Murphy Neil Financial Group (2005) and MNW Financial Services (2011). He is currently a member of Advocis, Canadian Institute of Financial Planners  and a life and qualifying member of the Million Dollar Round Table (MDRT). He is also an active member of CALU – Conference for Advanced Life Underwriting. A past member of the Agents Advisors Council with Great West Life, he recently served in an advisory capacity for Great West Life - Wealth Insurance Solutions Enterprises (WISE).  

His affiliation with Canada’s top insurers and investment companies allows him to build strong relationships with his clients by offering unique financial, tax and wealth and estate planning solutions. 

Howard is involved in various community activities and fund raising for many local charities and sports throughout the province. 

When not working he enjoys outdoor activities and playing music.

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Scott Neil, RHU

Financial Security Advisor and Investment Representative

709-237-4122
709-237-5125
1-877-888-4125
sneil@murphyneil.ca

Scott Neil started his career as a financial security advisor in 1994. As a co-founding member of Murphy Neil Financial Group Inc. (2005) and MNW Financial Services (2011), he feels obligated to pursue the highest level of financial education possible, so he can provide several levels of expertise to help ensure all possible solutions can be explored. To this end, he has earned the financial industry’s Registered Health Underwriter (RHU) designation. As an active member of Advocis, the Financial Advisors Association of Canada, he has served on the board of directors as the educational chair for three years. He is presently completing his Certified Financial Planner designation.

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Tracey West, QAFP ™, CLU®

Financial Security Advisor and Investment Representative

709-944-5554
709-944-3463
1-877-888-4125
traceywest@murphyneil.ca

Meet Tracey, your dedicated Financial Planner and Investment Representative with a wealth of experience and accolades.

With a career spanning 19 years, Tracey is a Licensed Financial Security Advisor, specializing in an array of financial services, including Group Benefits, Corporate and Personal Life Insurance, Investments, and Mutual Funds. Most recently she has developed a passion for building customized financial plans. Her commitment lies in crafting personalized portfolios that cater to the unique needs of each individual or group.

Notably, Tracey was recognized by the Insurance and Investment Journal in 2016 as one of the Top 50 Women of Influence in Canada’s financial services industry. Over the past three years, she has achieved prestigious designations including CLU (Chartered Life Underwriter), QAFP (Qualified Associate Financial Planner) and RRC (Registered Retirement Consultant).

In addition to her impressive professional journey, Tracey is proud recipient of the Marie Green Annual Business Excellence Award 2021/2022. This award was started in 2001 in memory of lawyer and businesswoman Marie Green, an example of how much one could accomplish in business and life with enough determination and hard work.

Beyond her financial expertise, Tracey is a dedicated wife and mother of two, thriving on a busy life. She’s actively engaged in her community, serving on the board of the Labrador West Chamber of Commerce and as a Director of the Community Business Development Corporation Labrador (CBDCs). Tracey is also a nationally certified lifeguard.

Tracey’s unwavering dedication to her clients’ financial goals and insurance needs is truly commendable. Her business is on a continuous growth trajectory, fueled by her commitment to staying at the forefront of financial planning, adopting cutting-edge technology, and embracing new ways to provide top-notch service to her clients.

Tracey West is a true professional who combines knowledge, kindness, and a passion for excellence in her pursuit of securing her client's financial futures.

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Allison Murphy

Financial Security Advisor and Investment Representative

709-237-4122
709-237-5125
amurphy@murphyneil.ca

Allison obtained her Life (Including Accident and Sickness) Insurance Representative Licence and Mutual Fund Licence for Newfoundland and Labrador and joined the team in 2024 as an advisor. She obtained her Business Management (Marketing) diploma through the College of the North Atlantic in 2023 while graduating with honours and receiving a President’s Medal of Excellence.

Allison enjoys meeting and getting to know people, while most importantly helping them achieve their financial objectives by working together to determine what best fits their needs. She is excited to continue expanding her knowledge within the financial industry and is looking forward to building long-term relationships with her clients.

Allison is always happy to connect and uncover new opportunities to help her clients achieve their goals and financial security.

In addition, Allison has a Textiles: Craft & Apparel Design diploma and enjoys making clothing as a hobby.

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Paul Malone, RHU

Financial Security Advisor and Investment Representative

709-689-0050
pfcmalone@gmail.com

Paul has over 26 years of experience in insurance and financial services. His previous work on the management team of a home support company allowed him to smoothly transition to a specialty in disability income protection and critical illness insurance. As a financial security advisor, Paul has formed strong client relationships and fostered strategic partnerships with a number of national insurance companies. Paul is licensed for life and health insurance in the province of Newfoundland and Labrador, in addition to earning his Registered Health Underwriter (RHU) designation.

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Judy King, FLMI, AIAA, ACS

Office Manager

709-237-4122
709-237-5125
1-877-888-4125
jking@murphyneil.ca

Judy joined our team as Office Manager in 2005. She plays an important role by ensuring that everything gets completed on time and with accuracy. Prior to this, she held various leadership positions in administration and operations with Great-West Life for 15 years.  She brought with her a solid knowledge of insurance and investment processing. 

Judy has a diploma in Accounting and Business Administration.  Over the years, she has worked hard in obtaining various industry designations including Fellow Life Management Institute (FLMI), Associate, Customer Service (ACS), and Associate, Insurance Agency Administration (AIAA).

In her spare time, Judy enjoys walking, reading, cooking and gardening.

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Sarah Hoben

Administrative Assistant

709-944-5554
709-944-3463
1-877-888-4125
shoben@murphyneil.ca

Sarah Hoben works alongside Tracey West in the Labrador office. After receiving her Office Administration certificate in 2005, Sarah worked at a local law firm as a bookkeeper and Office Administrator. Then took time to enjoy her family and be a stay at home mom raising her two boys. Sarah is back to work since January 2018. 

She enjoys working in the financial industry. It gives her a great feeling to see clients happy, knowing they have security in their financial futures. She also intends to pursue studies to receive accreditation as a professional Executive Assistant in Insurance and Investments.

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Samantha Moyles

Administrative Assistant

709-237-4122
709-237-5125
smoyles@murphyneil.ca

Samantha became a part of our St. John’s office in 2022. She holds a diploma in Executive Office Administration and brings over 11 years of experience as an administrative assistant.  She enjoys the financial industry and takes pride in providing valuable administrative support to both our team and clients.

Outside of work, she enjoys quality time with her family and getting lost in a good book.

As financial security advisors and investment representatives, our mission is to build a financial security plan tailored to help meet your specific needs. We’re dedicated to understanding your goals and providing you with the professional financial security advice needed to help you achieve those goals.

Whether purchasing a home, financing a child’s education or retiring comfortably, your goals are specific to you – and your financial security plan should be tailored to your needs.

We’ll help you understand the choices to be made and the products available to help build a financial security plan to achieve your personal or business goals. Once your plan is in place, we’ll continue to work with you by reviewing your financial security plan with you to help ensure you’re still on track to achieving your goals.

Client service

We know that personal service is key to helping you find the right solution for your financial security needs. If you have questions about your financial security plan or specific financial products, contact us and we can set up a time to meet. We can discuss our services, review your specific needs and address any questions you may have. Contact us today.

Contact Us

Don't hesitate to get in touch with us.
We would love the opportunity to become your trusted advisor.

St. John's Office

Suite 203 - 27 Austin Street
St. John's, Newfoundland
A1B 4C3 CA

Office :709-237-4125
Toll Free: 1-877-888-4125
Fax: 709-237-5125

Labrador City Office

43 Tamarack Drive, PO Box 52
Labrador City, NL, A2V 2K3

Office: 709-944-5554
Toll Free: 1-855-778-4123
Fax: 709-944-3463

Suite 203 - 27 Austin Street, St. John's, Newfoundland and Labrador A1B 4C3

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